Financing & Insurance

Restoration You Can Afford, Right Now

A sudden fire, flood, or storm bill is stressful enough. DriForce gives you clear, flexible ways to pay — and we handle your insurance claim for you — so you can focus on getting your home back, not the invoice.

Insurance ClaimWe bill your carrier directly

Most use

Flexible FinancingManageable monthly payments

Out-of-PocketTransparent, itemized pricing

Insurance HandledWe bill your carrier directly

4.8★ · 172Verified Google reviews

Flexible FinancingManageable monthly payments

No PressureTransparent, itemized pricing

How It Works


Recovery First, Paperwork Second

We stabilize your home before we ever talk about cost — then make paying for it as painless as possible, whether it’s water, fire, mold, or storm damage.

1

We Assess & Stabilize

A live person answers 24/7 and a certified crew is on-site fast to stop the damage from spreading — before we ever talk dollars.

2

We Help You Choose How to Pay

We walk you through the three ways to pay — insurance, financing, or out-of-pocket — and give you a clear, written scope with no pressure.

3

We Handle the Claim & Get to Work

We document the loss, bill your insurance directly where possible, and get your restoration underway — so recovery starts now, not after the paperwork.

Three Ways to Pay


Choose What Works for You

Most restoration is paid one of three ways — and we make every one of them straightforward.

Most Common

Insurance Claim

Best when you have a covered loss

  • We document the damage and bill your carrier directly
  • We build the scope your adjuster accepts
  • In most covered claims, your deductible is all you pay
  • We handle supplements and disputes for you

The most common path — and we do the heavy lifting.

Flexible Financing

Best when you want to spread the cost

  • Simple, fast application
  • Manageable monthly payments
  • Spread the cost over time instead of all at once
  • Great when insurance won’t cover the full scope

Ask us about monthly payment options.

Out-of-Pocket

Best for smaller or quick jobs

  • Transparent, itemized pricing
  • A written scope before any work begins
  • No pressure and no surprises
  • Pay by your preferred method

Clear pricing, no games.

The Biggest Help of All


We Handle Your Insurance Claim

For most homeowners, the fastest way to make restoration affordable is a well-handled insurance claim — and that’s exactly what we do for you.

Direct Carrier Billing

Where your policy allows, we bill your insurance company directly — less out of your pocket, less hassle for you.

We Build the Scope

We document every affected area in the line-item format adjusters expect, so the claim reflects the true cost of the loss.

Just Your Deductible

For most covered losses, your deductible is all you pay out of pocket — we handle the rest with your carrier.

Supplements & Disputes

If the carrier misses hidden damage or a required code upgrade, we document it and advocate for the supplement.

Works With Every Carrier

We’ve worked with every major insurance company and know how to keep your claim moving.

Documentation They Accept

Photos, moisture logs, and scope built to the standard adjusters approve — so claims settle faster and fairer.

Questions, Answered


Financing & Payment FAQ

Do I have to pay my deductible up front?

In most covered losses, your deductible is your share of the cost — we bill the rest to your carrier where your policy allows. We’ll explain exactly what to expect before any work begins, with no surprises.

Can you bill my insurance company directly?

Yes, wherever your policy allows it. We document the loss, build the scope your adjuster accepts, and coordinate directly with your carrier — so you’re not stuck fronting the full cost or chasing paperwork.

What if my insurance denies part of the claim?

It happens — and we don’t leave you hanging. We document hidden damage and code-required upgrades and advocate for supplements. If a gap remains, our flexible financing options can bridge it so your restoration isn’t delayed.

Do you offer payment plans or financing?

Yes. We offer flexible financing with manageable monthly payments so you can spread the cost over time instead of paying it all at once — especially helpful when a loss isn’t fully covered. Ask us about current options.

What if I don’t have insurance, or the damage isn’t covered?

You still have options. We provide transparent, itemized pricing and a written scope up front, and financing can turn a large one-time bill into affordable monthly payments so you can get your home back without draining your savings.

Is there any cost or pressure to get an assessment?

No pressure, ever. We’ll assess the damage, explain your options honestly, and give you a written scope. You decide how and when to move forward.

Have a question that isn’t here? See our full FAQ or call us 24/7.

Don’t Let Cost Delay Your Recovery

Call DriForce any time — a real person answers 24/7. We’ll stabilize your home, explain your options honestly, and make paying for it manageable.

Call (888) 838-7170

4.8 · 172 Google Reviews|Licensed Michigan Builder|IICRC Certified

Talk to Us About Payment Options

Tell us what happened — we’ll assess the damage and walk you through insurance, financing, and pricing. No pressure.